Conventional-FHA-Private Money
Offering Expert Financing for all Borrower Types
Trusted by world-class brands
Mortgage Program Guidelines
Explore the key requirements and criteria for securing your mortgage. From credit scores and property types to documentation and settlement, this section provides a clear overview of what you need to know to move forward with confidence.
Minimum credit score requirements applicants must meet to qualify for financing, including FICO score thresholds and credit history considerations.
Guidelines for property valuation, including when an appraisal is required and acceptable appraisal types to ensure accurate market value assessment.
Details the types of income proof needed—such as pay stubs, tax returns, or bank statements—to verify the borrower’s ability to repay the loan.
Outlines which types of properties qualify for financing, including single-family homes, condos, multi-units, and certain commercial properties.
Explains the process of title verification, closing requirements, and the role of settlement agents in ensuring a clear and legal property transfer.
Start by submitting a quick, hassle-free application. No credit checks or income documentation required; essential details to get things moving.
Once approved, review and sign your loan documents. The process is simple, secure, and can be completed from anywhere.
After signing, your funds are released promptly. Whether you’re closing a deal or paying off obligations, we make sure you get funded fast.
How Are We Different?
We focus on the asset, not your credit score.
Get approved and funded fast—often within 24 hours of a simple drive-by inspection.
We eliminate unnecessary paperwork—no proof of income needed where legally allowed.
From residential to mixed-use, we finance a wide range of real estate.
Title within 24 hours and closings in as little as 7 days for qualified deals.
Smarter Financing for Every Real Estate Need
We simplify real estate funding for everyone—whether you’re buying a home, closing deals for clients, investing in property, or facilitating sales. With flexible programs, minimal paperwork, and no unnecessary delays, we make the process fast and stress-free.
We make home financing easy. Whether you're a first-time homebuyer or refinancing, we match you with the best loan options—fast. No credit hurdles, no income hassles, and no fees for expert advice.
We’re here to make your job easier. Our flexible lending programs, 24-hour drive-by inspections, and minimal documentation requirements mean faster approvals. You get a responsive team, in-house processing
We understand the urgency of real estate investing. That’s why we offer funding without credit checks, income proof, or red tape. From fix-and-flips to multi-unit properties, we finance a wide range of asset types.
Your clients deserve fast, reliable financing—and you deserve a lending partner who delivers. With us, your buyers enjoy a hassle-free experience and fast closings, while you benefit from a smoother transaction
See What Our Customers Are Saying
From first-time buyers to seasoned investors, our clients count on PacShores for fast, flexible financing when others say no. Whether it’s saving a family home, closing an urgent deal, or funding a new opportunity, we’re proud to be the partner they trust.
Ready to Get Funded Fast?
Click the red tape and close quickly with our streamlined, credit-free mortgage solutions. Apply now and see how simple real estate financing can be.
